Instant Term, which is issued by The American Life Insurance Company of New York, offers a choice of a 10- or 20-year term with face amounts ranging from $100,000 to $1,000,000. Typically, a healthy person will need to answer about 50 questions in their health and lifestyle questionnaire. With this interview, a prompt determination regarding a person's insurability can be made and they can issue a policy immediately with coverage in-force for up to 90 days, after which coverage will be extended for the full term once underwriting is complete. The online offerings of most other insurance companies require a six- to ten-week turnaround period. Read more about Instant Term in this fact sheet or apply for coverage now.
Why wait 10 weeks for your life insurance to begin when you can have up to $1,000,000 coverage in 10 minutes with Instant Term Insurance? If you know the amount of coverage you need, apply for coverage now. If you don't know how much term life insurance you need, let our interactive Life Insurance Needs Calculator help you decide.
