http://www.cynosurefinancial.com
cynoSure Financial's mission is to build relationships so we can develop and implement programs that provide: 1. Enhanced value to our client's product or business 2. True value to the consumer 3. Reasonable profitability to underwriters Why Choose cynoSure? Our ability to develop innovative programs uniquely suited to our clients' needs is our strongest asset. In addition, cynoSure offers: "A"-rated or better insurance companies Fully insured or excess programs Custom-designed enhancements Claims Administration Over fifty years of combined enhancement experience In most cases, cynoSure Financial acts as both the wholesale broker and the claims administrator. Our main office (underwriting and claims administration) is located in Clinton Township,, Michigan. We also have offices in California, Ohio, Texas and Wisconsin.
The mission of the Property and Casualty Insurance Compensation Corporation is to protect eligible policyholders from undue financial loss in the event that a member insurer becomes insolvent. We work to minimize the costs of insurer insolvencies and seek to maintain a high level of consumer and business confidence in Canada's property and casualty insurance industry through the financial protection we provide to policyholders.
AGSI was founded in 1981 with a goal of delivering the best information technology talent to the best companies in Atlanta. More than two decades later, we are helping those clients improve their business processes, implement the required enabling technologies to support the processes, and manage the deployed applications. We have thrived through economic highs and lows because we always put our clients and employees first. In an industry that has seen tremendous turnover and consolidation in recent years, our client-first attitude has set us apart from the herd. Our Leadership Team understands the challenges that you face. Our focus is developing and maintaining long-term, strategic partnerships with business and technology leaders who share our core values of Integrity, Quality, and Partnership.
The Royal Automobile Club of Victoria (RACV) was founded in December 1903 and quickly became Victoria's principal motoring organisation. Initially established as a motorists' social club, RACV set out to encourage the development of motoring, protect the rights of motorists and ensure fair legislation guided the use of motor vehicles in Victoria. Since those early days, RACV has maintained the initial objectives of the Club, while at the same time expanding and developing a range of services to meet the needs of motorists. Much of RACV's heritage collection reflects this history.
AEGON UK prides itself on its employee proposition, offering a world class working environment and a comprehensive and competitive benefits package. Add to that a flexible working environment and you have the recipe for a rewarding and satisfying career. Within AEGON the underwriting team is integral to everything that we do, underpinning the achievement of our ambitious business plans and ensuring that we deliver on our commitment to both the business and our customers.
XLCA provides triple-A financial guarantees for U.S. municipal bonds, asset-backed securitizations, global infrastructure projects, power & utilities, specialized risks, including future flow securitizations and bank deposit insurance, and structured investment products. The triple-A guarantee we provide - domestically and around the world - is unconditional and irrevocable. For bond issuers, we can significantly reduce your debt issuance costs, broaden your access to capital markets and offer diversification of financial guarantors. For investors, we offer you peace of mind that you will receive payment of principal and interest on XLCA-insured bonds in full and on time. And for bankers involved in the complexities of structuring and executing a successful transaction, our team - unmatched in expertise, flexibility and responsiveness - will work with you to anticipate problems, eliminate obstacles, and develop creative structuring options to help you get your deal done. So choose the fundamental strengths of capital and people. For your next bond issue, diversify your monoline financial guarantee support with XL Capital Assurance. To learn how we can help you, please contact us.
We offer our customers a number of valuable products and services including title insurance for both residential and commercial transactions, residential refinance mortgage programs for lenders and customized solutions to meet your business needs. Based in Oakville, Ontario with offices throughout Canada, First Canadian Title employs more than 1,000 people from coast to coast. Our customers include more than 16,000 lawyers and notaries nationwide, every major Canadian chartered bank, credit unions, finance companies, private lending institutions, developers and real estate agents, and mortgage brokers. Since pioneering the concept of title insurance in Canada, we have built a strong and secure foundation with our customers who rely on our expertise and trusted advice to navigate the ever-changing real estate marketplace in Canada. As a member of The First American Family of Companies, our financial strength, stability and commitment to service excellence are second to none in the industry.
We're committed to providing solutions for the changing financial security and wealth management needs of Canadians. That's our mission - that's what we do. We value integrity and accountability and strive to be an innovative, high-performance team, building relationships with our distribution partners and their clients. We offer a full range of financial products and services - including personal life insurance, critical illness coverage, investment options, group life and health benefits and group RSP plans. We're proud of our history and reputation for offering quality, innovative products with a dedication to personalized service. Part of our success comes from the strength of our relationships with our distribution partners, their clients and our employees. All of this, combined with our strong financial position has made us one of the top 10 life insurance companies in Canada. We've been doing business since 1923 and through hard work and dedication, have made Empire Life a company of which we are proud. The Empire Life Insurance Company (Empire Life) is a subsidiary of E-L Financial Corporation Limited. Our Head Office is located in Kingston, Ontario, Canada and we have service and individual and group sales and marketing centres across the country. We invite you to get to know us. Our Web site is designed with you in mind and will help you identify your goals and options. If you have any questions, please feel free to get in touch with us.
http://www.assuredguaranty.com
Assured Guaranty Ltd. (Assured Guaranty) is a Bermuda-based holding company that provides, through its operating subsidiaries, credit enhancement products to the public finance, structured finance and mortgage markets. The Company markets its products directly and through financial institutions, serving the United States and international markets. Assured Guaranty operates through wholly owned subsidiaries, including Assured Guaranty US Holdings Inc., Assured Guaranty Re Ltd. (AG Re) and Assured Guaranty Finance Overseas Ltd. (AGFOL). Its principal operating subsidiaries are Assured Guaranty Corp. (AGC) and AG Re. Its operations include four principal business segments: financial guaranty direct, financial guaranty reinsurance, mortgage guaranty and other. The Company primarily conducts its business in the United States, Bermuda and the European community. (Source: 10-K)
The Manufacturers Life Insurance Company (Manulife Financial) is a leading provider of financial protection products and investment management services to individuals, families, businesses and groups in selected international markets. The company has been doing business in Asia for more than one-hundred years and has one of the most extensive operations of any life insurance company, with offices in 14 countries - of which nine are in Asia - and over 30,000 employees and agents worldwide.
National Life markets its products through some 1,000 career agents and general agents, and over 3,000 independent managing general agents, agents and brokers throughout the United States. The company's career agents focus on providing financial solutions for individuals with an emphasis on those who manage their own business or professional practice, while agents in its Life Event marketing channel address a variety of client concerns through affordable, flexible life insurance products. Additional distribution capability is being developed to serve the insurance protection and financial planning needs in even broader markets. National Life Insurance Company is licensed in all 50 states and the District of Columbia, supporting and underwriting a comprehensive portfolio of life insurance, annuity and equity products. The company's associates and sales representatives focus on providing financial solutions to their clients needs in the form of life insurance protection, estate and business succession planning, deferred compensation, retirement planning and pension plans. In 1996, National Life acquired a majority interest in Life Insurance Company of the Southwest (LSW), a Dallas, Texas, based financial services company whose independent agents have been primarily involved in the 403(b) teacher retirement and pension-related markets. In 1999, National Life purchased the remaining outstanding shares of the company. LSW markets its products through more than 4,000 independent brokers, as well as National Life's career agency system and financial institutions. In 1998, voting policyholders of National Life Insurance Company approved a plan to reorganize the company into a mutual holding company structure. The application to reorganize had previously been approved by the Vermont Department of Banking, Insurance, Securities and Health Care Administration and by the company's Board of Directors. The Board determined that the new structure provides the company with the best range of options for continuing to grow and thrive while preserving and enhancing policyholder interests. In the year 2000, National Life celebrated 150 years of business and service to its customers. The company has grown from a small firm with a limited clientele and product portfolio to a dynamic and growing financial services company. But its goal in its earliest days remains essentially unchanged. Dr. Dewey wrote in his inaugural annual report to policyholders that "the primary object of managers of this company has been to maintain strength, so that no disappointment might befall those whose welfare depends on the integrity of its contracts." Strength and integrity remain essential corporate characteristics. That original concept is as valid at National Life today as it was when those words were originally penned.
Euler Hermes S.A. is global market leader in credit insurance, the leading European integrated group in the factoring business as well as one of the market leaders in guarantee insurance. With 6000 employees in 5 continents, Euler Hermes has a share of 37 per cent of the international credit insurance market and offers a wide range of risk management services. Listed on the Premier Marché of Euronext Paris, Euler Hermes S.A. and its major credit insurance subsidiaries are rated A+ by Standard & Poor's. We offer companies risk management solutions tailored to their needs as their competent partner with an international network of subsidiaries and participations ready to advise them whenever they need it. Our insurance products and services are adapted to the special requirements of every country.
World Access is a leading provider of insurance and assistance services, covering more than 155 million people worldwide. We are dedicated to the highest levels of service and value to our clients and their customers. World Access products are available through top travel agencies, credit card issuers, on-line travel suppliers, tour operators, cruise lines and insurance companies. As a member of the Mondial Assistance Group, World Access is part of the world's largest travel insurance and assistance company.
First American Title Insurance Company, the largest Subsidiary of The First American Corporation (NYSE:FAF), traces its history to1889. One of the largest title insurers in the nation, the company offers title servicers to through nearly 1,500 offices and an extensive network of agents throughout the United States and abroad. The company has its headquarters in Santa Ana, California.
Manulife Financial Corporation (MFC) is a life insurance company and the holding company of The Manufacturers Life Insurance Company (MLI) and John Hancock Financial Services, Inc. (JHF). The Company provides a range of financial products and services, including individual life insurance, group life and health insurance, long-term care insurance, pension products, annuities, and mutual funds, to individual and group customers in the United States, Canada and Asia. The Company also offers reinsurance services, primarily life, and property and casualty retrocession, and provides investment management services with respect to the Company’s general fund and segregated fund assets and to mutual funds, and institutional customers. The Company’s segments are United States Insurance and United States Wealth Management, which combine to form the United States Division, as well as the Canadian, Asia and Japan, and Reinsurance Divisions and the Corporate, and Other segment. (Source: ARS)
ACE Limited its direct and indirect subsidiaries (collectively, the ACE Group of Companies) are a global property and casualty insurance and reinsurance organization. The Company provides a range of products and services to commercial and individual customers in more than 140 countries and jurisdictions. The Company operates through the four segments: Insurance-North American, Insurance-Overseas General, Global Reinsurance, and Life Insurance and Reinsurance. In April 2008, ACE Limited completed the acquisition of Combined Insurance Company of America and certain of its subsidiaries, from Aon Corporation.
The PMI Group, Inc. (TPG) is a provider of financial products for residential mortgages, public finance obligations and asset-backed securities. It operates through four segments: U.S. Mortgage Insurance Operations, International Operations, Financial Guaranty, and Corporate and Other. The Company’s United States subsidiary, PMI Mortgage Insurance Co. (PMI) is a residential mortgage insurer. PMI offers a variety of mortgage insurance and structured finance products. Through its Australian subsidiaries it provides mortgage insurance in Australia and New Zealand. Its European subsidiaries offer mortgage insurance and mortgage credit enhancement products, including primary mortgage insurance, structured portfolio products and reinsurance products, primarily tailored to the European mortgage markets. In October 2008, the Company announced that it had completed sale of its Australian mortgage insurance subsidiary and related Australian holding company to QBE Insurance Group Limited.
XL Capital Ltd (XL) is a provider of insurance and reinsurance coverage to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. The Company operates through four business segments: Insurance, Reinsurance, Life Operations and Other Financial Lines. The Company provides commercial property and casualty insurance products on a global basis. The Company provides casualty, property risk (including energy and engineering), property catastrophe, marine, aviation, and other specialty reinsurance on a global basis. The Life Operations segment provides life reinsurance on business written by life insurance companies, principally to help them manage mortality, morbidity, survivorship, investment and lapse risks. The Other Financial Lines segment comprise the guaranteed investment contract (GIC) and funding agreement (FA) businesses. (Source: 10-K)
http://www.stpaultravelers.com
The St. Paul Companies is headquartered in Saint Paul, Minn., and provides commercial property-liability insurance and non-life reinsurance worldwide. The St. Paul reported 2000 revenue of more than $8.6 billion, total assets of $41 billion, and is ranked No. 204 on the Fortune 500 list of largest U.S. companies.
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