Pinetree Retirement Planning, P.A. is a family-owned insurance agency offering products for all age groups. Our primary focus is on assisting Seniors (and others) on Medicare with affordable and suitable products for their retirement. We offer Medicare Supplements, Medicare Advantage, Long Term Care Insurance, Life Insurance, Senior Dental Plans, and Fixed and Index Annuities. We're committed to serving our clients with these products and services the "Old Fashioned Way." Give us a call and you'll experience a friendly voice on the telephone eager to assist you-- not an electronic answering system asking you to press 1 for this and 2 for that. In September 2002, two years after opening our doors for business, Governor Angus King awarded us a Small Business Development Center Award for "measureable economic impact on the community" recognizing our strong business presence, including the creation of many local jobs. This presitigous award goes out to only 25 companies each year that contribute significantly to Maine's economy, way of life and people. It recognizes and celebrates successful small businesses and brings attention to the instrumental role that they play in building and maintaining the economy of Maine. Thank you for visiting our web site. We invite you to explore it to learn more about our commitment to offering affordable, secure, and suitable products to meet all your insurance and retirement planning needs. Let us put our experience to work to create a plan that works for you! Call us toll free today at (888) 408-8418.
Scottish Provident International Life Assurance Limited ("SPILA") is a wholly owned subsidiary of Resolution plc and a provider of investment, life assurance and retirement planning products. SPILA is regulated by the Isle of Man Government Insurance and Pensions Authority, and is a member of the Association of International Life Offices. Holders of policies issued by Scottish Provident International Life Assurance Limited will not be protected by the Financial Services Compensation Scheme established under the UK Financial Services and Markets Act 2000 if Scottish Provident International should be unable to meet its liabilities to them. As a SPILA policyholder, the investor receives the protection of the Isle of Man Life Assurance (Compensation of Policyholders) Regulations 1991. Complaints about our products or service will be dealt with in accordance with our Complaints Policy, a copy of which is available on request. In the event that we are unable to resolve a dispute customers have the right to refer the matter to the Isle of Man Financial Services Ombudsman Scheme. To help us improve our service, we may record or monitor phone calls. This web site is for information purposes only and prospective clients must refer to Scottish Provident International's printed literature. Any products or services referred to on this website are only intended for those aged 18 years or over. The products and services described on this site are not being offered in the United States* or to US citizens wherever resident. If a policy is purchased and the purchaser later becomes resident in the United States* there will be restrictions placed on the policy during the period of such residence. These restrictions include, but may not be limited to, the suspension of premium payments and the suspension of the ability to switch between investment funds as otherwise permitted under a policy. Policy holders should also be aware that policies have not been designed to qualify for favourable tax treatment as a life policy or an annuity under US tax laws. Consequently, during any period that a policy holder is US taxpayer, income or capital growth on a policy is likely to be subject to current taxation in the US on a yearly basis. *United States means the United States of America, its territories and possessions, any state of the United States and the District of Columbia. A policy holder should be aware that the tax treatment of a policy is dependent on the rules of the country in which the policy holder is taxable. Except where local laws do not permit, this website is governed by Isle of Man law and any dispute or action arising out of the use of this website shall be determined in accordance with such laws. "Intellectual Property Rights" means any patents, copyright, database rights, design rights, registered designs, trade marks or service marks, trade names or know how (whether registered or not) and all rights or forms of protection of a similar nature existing anywhere in the world. All intellectual property rights on this site are owned by or licensed to SPILA, and may not be reproduced or copied except as set out below.
In 1986, John Hamilton formed Hamilton Cavanaugh and Associates with a specific goal: he sought to create a firm that would be a premier retirement and financial planning resource. He made a commitment that the business would be built on three core objectives: (1) unmatched expertise; (2) extraordinary depth of products; and (3) outstanding service. Now, nearly two decades later, Hamilton Cavanaugh and Associates is pleased to be a firm that exemplifies that original vision. Allow us to detail how these three core objectives best serve you, the investor. Unmatched expertise: As an individual investor, you know that it can be a complex world navigating the range of investment options available today. Hamilton Cavanaugh has the unmatched expertise to help you assemble a comprehensive and cohesive investment plan. Our team of Advisors is committed to the belief that there is no "one-size-fits-all" solution when it comes to an individual's financial needs. Knowing this, the specialists at Hamilton Cavanaugh will work with you to tailor your investment portfolio to meet your particular needs. Together, we will determine how your financial needs, investment goals, and risk tolerance are best matched through the programs and services we offer. Extraordinary Depth of Programs: At Hamilton Cavanaugh, we know that today's investor looks for a range of programs and services from an Investment Advisor. Your needs may span the entire lifecycle , from educational planning for young children, all the way through long-term care insurance. The professionals at Hamilton Cavanaugh have an extraordinary depth of products at our disposal to meet this wider spectrum of needs. We offer a full range of retirement programs, from fixed and variable annuities to Traditional and Roth IRAs. Moreover, we offer a variety of additional investment options and services, from an array of mutual funds to asset allocation analysis. When you work with Hamilton Cavanaugh, you can be assured that you have access to the full range of products available in the industry, carefully selected for your particular life needs. Outstanding Service: As an investor, you are likely to have questions about your investments from time to time. Perhaps you might want additional information about a new mutual fund, or you are unsure about the provisions of a Roth IRA. Trust Hamilton Cavanaugh to resolve these issues for you in a speedy, courteous, and knowledgeable manner. Our team of Advisors prides itself on our commitment to outstanding service. We know that you, our clients, are the reason we exist as a company. We try to remember that behind every retirement account is a person aspiring for financial independence, and behind every College Savings Plan is a parent or grandparent planning for a child's future. At Hamilton Cavanaugh, our ability to value people as individuals is a key to our success in serving our client base as a whole. Hamilton Cavanaugh is proud to be endorsed by GNYHA (Greater New York Hospital Association), HANYS (Healthcare Association of New York State), and NYAHSA (New York Association of Homes & Services for the Aging).
Henriott Group is an insurance, risk management and employee benefits company dedicated to developing relationships that add long-term value for our clients, our product suppliers and our partners. Our customer driven products and services are competitive, top-quality, convenient and innovative. They are provided with world-class service, and we continually seek ways to provide greater value to our clients. As our most valuable resource, our employees have opportunities to maximize their potential for excellence through education, professionalism and corporate growth.
Our parent company, PSA Financial Center, Inc., is the largest independent financial and business planning corporation based in the greater Baltimore, MD area. We have been in continuous operation since 1928. Our Mission is to provide objective and comprehensive financial counseling to individuals, professionals, business owners, and key executives. Our aim is to grow and protect the assets of our clients. Our organization's consultants and staff provide a unique coordinated "team" approach to the development, implementation, and maintenance of a workable financial strategy. We provide an integration of your personal and business strategies to promote optimal control, savings, and wealth accumulation. Our Philosophy is to gather adequate reliable information about your personal and business financial situation; to determine your goals and objectives, time horizon, and risk tolerance; to analyze all of the foregoing information in an objective manner and to develop recommendations for you based upon this thorough analysis and in the interest of rendering high quality advice. We endeavor to consistently act in your interest and to place your interest ahead of our own. Moreover, we believe that you should be both informed and proactively involved in your own financial affairs. Accordingly, we believe in holding periodic meetings with you to educate you about the financial planning process and your own financial situation. Our Credo is to provide you with "Peace of Mind". PSA Financial Advisors is a U.S. Securities and Exchange Commission Registered Investment Advisory firm located at 1447 York Road, Lutherville, MD 21093. The Advisor does not render, or offer to render, personalized investment or financial planning advice through this medium. Information contained here in should not be construed ad advice meeting the particular investment needs of any investor. We request that you contact your Investment Advisor prior to making any investment decisions based on information found on, or linked to, this website. PSA Financial Advisors, Inc. may only transact business in those states in which they are registered, or in which they are exempted or excluded from registration, and shall not be deemed to be offering services or securities outside of the United States. All information found on this site is directed only toward U.S. residents.
The Fleischer Jacobs Group is one of the region's premier providers of planning services as well as products in insurance, employee benefits and asset management. Our staff of twenty-five professionals offers each client a unique combination of working with experienced brokers and administrative support staff committed to providing superior service. Our services are available to groups of all sizes from sole proprietors' to groups of 100 or more. We also believe the individual client is as important as the small business owner or corporate client. In addition, we have formed several important business partnerships that enhance both the level and the diversity of services we can provide to the small business owner that would ordinarily be available only to the larger corporate-sized client.
Standard Life was established in Edinburgh in 1825 with total assets under management of GBP 94.8 billion.1 Standard Life provides its 5 million customers with a broad range of financial products and services. The Company's goals are to provide policyholders with competitive returns on their policies, while maintaining an adequate level of financial strength to ensure their security, and providing a quality service that meets customers' needs.
3 Scottish Life was founded in 1881 in Edinburgh as a proprietary company, becoming a mutual company in 1968. On 1 July 2001, Scottish Life demutualised and transferred its business to The Royal London Mutual Insurance Society Limited. Scottish Life is a division of Royal London and is the specialist pensions business within the Group, providing individual and group pensions to the market via intermediaries.
Equitable Life of Canada is an independent, mutual life insurance company which has been providing Canadians with sound financial protection and guidance for 80 years. We offer a wide selection of quality products to fulfill our Independent Producers' clients' financial planning needs, including individual life insurance, individual critical illness insurance, group life and health coverage, annuities, retirement savings, pension plans and segregated fund investments.
Welcome to Guardian, a licensed insurance broker dedicated to working for you. At Guardian we specialise in advising clients about their insurance options and how to create a risk management strategy that is right for them. We recognise that the most important asset we possess is the trust and confidence of our clients as their preferred adviser. Guardian is a business built on relationships. Our primary objective is to represent our clients to the various markets in a professional and honest manner. Guardian has never been complacent about the quality of service delivered to our clients and so confident are we that with every transaction you get a written guarantee of service. Click on the links to find out more about how Guardian can assist you.
Security Benefit fosters strong partnerships to provide insightful and customized retirement solutions for employers and individual investors nationwide. Through a broad advisor network and its nationally recognized money managers, Security Benefit provides mutual funds, annuities and retirement plans and programs. As an industry leader in service technology, Security Benefit affiliates also offer business processing and broker/dealer solutions tailored to the financial services marketplace. Security Benefit developed one of the first stable value mutual funds and the first unbundled variable annuity product.
Securian Financial Group (www.securian.com) was founded in 1880 and provides financial security for individuals and businesses in the form of insurance, retirement plans and investments. Its affiliates include Minnesota Life Insurance Co., Advantus Capital Management, and Securian Financial Services, Inc. Securian has more than $500 billion of life insurance in force, $27 billion in assets under management, and a combined work force of more than 5,000 employees and advisors in its St. Paul, MN headquarters and offices across the country. Securian Financial Group, Inc. serves more than 7,000,000 individuals in all 50 states and Puerto Rico.
The Alexander Forbes group of companies is one of the top 10 global independent risk and financial services organisations and employs over 6,000 people. Alexander Forbes delivers services to small, medium and large businesses, as well as individual clients in 27 countries in Africa, Europe, Asia and Latin America.
New York Life Insurance Company, a Fortune 100 company, is the largest mutual life insurance company in the United States and one of the largest life insurers in the world. Founded in 1845 and headquartered in New York City, New York Life and its affiliates offer life insurance, annuities and long-term care insurance.
Founded in 1860, The Guardian Life Insurance Company of America, New York, NY (Guardian) is the fourth largest mutual life insurance company in the United States. As of December 31, 2003, Guardian and its subsidiaries had $37.2 billion in assets. With more than 5,000 employees, approximately 3,000 financial representatives and nearly 100 agencies nationwide, Guardian and its subsidiaries protect individuals, businesses and their employees with life, disability, health and dental insurance products, and offer 401(k), financial products and trust services.
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