http://www.andersonmurison.com
Anderson & Murison "A&M is a privately owned independent insurance wholesaler not owned by or affiliated with any retail agent / broker that may compete for your clients. Our goal since our inception in 1965 is to deliver solutions for your clients' unique, hard-to-place and specialty insurance needs. For California producers, we offer commercial and personal lines coverage for virtually all risks except workers' compensation and primary personal and commercial automobile. In California and all other states (except Louisiana), we offer a competitive "stand alone" personal umbrella program including coverage for "high profile" individuals. Our experienced underwriters have the "pen" for many of our markets enabling them to give you fast answers and solutions on your submission. If you have a risk that does not fit one of our "in-house binding markets", our experienced Brokerage / Specialty Placement Department is there to place the coverage with other specialty U.S. and foreign insurers. If you have not used us in the past and are interested in learning more about our facilities, please complete and submit this form. Thank you for your interest and if you have any questions, please call either Jim McCarthy Ext. 222 or Dave Anderson Ext. 201 at 800-234-6977.
Pinckney Carter Co. has roots back to the late 1800's and has evolved into an automated agency set up for the millennium. The ability to assist our clients with informed and affordable choices has allowed us to be successful in the tri-county area. We currently have 13 employees and represent over 30 companies for commercial and personal insurance.
Flood Premium Reduction Services was founded by Lexi O'Leary in 1999, based on her experience of successfully removing a structure from a SFHA (Special Flood Hazard Area) with a LOMA (Letter Of Map Amendment) issued by FEMA (Federal Emergency Management Agency). The focus of FPRS was to ease the "burden of proof" that is on the borrowers, if they believe there is a mistake in their determination, or if they dispute the amount of flood insurance required by their lender. FEMA governs the NFIP's (National Flood Insurance Program) Mandatory Purchase Requirements including the requirement of lenders to ensure flood insurance is placed on the structure, prior to closing the loan. Without an elevation certificate, insurers are unable to accurately quote an insurance premium so it stands to reason they would err on the side of caution, which causes unnecessarily higher premiums. If the borrower believes their structure should not be in the SFHA, FEMA is the only agency which can lift a structure by means of a LOMA. The process by which FEMA issues a LOMA includes submission of an Elevation Certificate plus adequate supporting data as evidence to reduce or eliminate the required flood insurance. FPRS has discovered that 2/3rds of the borrowers in SFHAs nationwide pay an inappropriate amount of flood insurance. Of those, one half are paying an inflated amount and the other half should not be required to pay at all. Through FPRS, the borrower no longer has to be uncertain of their structure's position. Our company's focus is to provide a service that not only completes the forms FEMA requires, we also ensure accuracy with the determination of the structure's placement, and then we secure their current year's premium refund or the difference in the event they receive a reduction. By encouraging accurate levels on an individual's structure, FPRS not only conveys concern for the borrower's over payment, FPRS has concern for the more rare, although not less important, instance where the borrower is underinsured. Under the "act", after a claim, the steps to be taken are the same as if the borrower has no insurance at all. In all our conversations with borrowers, their one goal of satisfaction, is the peace of mind that comes from the certainty that they are correctly and appropriately insured. FPRS's goal of professionalism extends to lenders, insurers, builders, realtors, financial planners, condominium association board members and all others who are in positions of responsibility, to ensure certainty with regard to mandatory flood insurance. "One can dodge their responsibilities, but one cannot dodge the consequences of dodging their responsibilities".
Florida Flood Insurance Agency Inc. is committed to being one of the premier independent insurance agencies in Windermere, Florida. Our commitment is to provide customers with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public. Florida Flood Insurance Agency Inc. is a general independent insurance agency with a broad range of Commercial, Personal, Life, and Health products. We've aligned ourselves with some of the finest carriers to deliver these products to you.
Today, RVOS continues to provide peace of mind to home owners, farmers and ranchers across the state. We have over 68,000 members relying on us to be there for them when they need us most. We are a rock solid company with over $9 billion of insurance in force and rated A EXCELLENT by A.M. Best. In over a century of insuring Texans we have never strayed from our founder's vision of providing security and peace of mind to our policyholders who are in fact our owners.
Columbia Underwriters, Inc is a general agency specializing in insurance for the trucking industry and flood insurance. In-house quoting, binding and policy issuance are some of the many services we offer. Our territory covers the states of South Carolina, North Carolina, Georgia and Tennessee. Doing business with us is simple: 1. Download and print our Broker Questionnaire and Brokerage Agreement forms on the Forms Page. 2. Complete then fax the forms to us. 3. Mail the originals to us.
http://www.arcanainsurance.com
Arcana is an innovative provider of property and casualty, excess & surplus, and flood insurance programs built on a solid foundation of experience and success ... Arcana has assembled the industry's top talent to fulfill its vision of providing innovative ideas to its clients in a professional and dedicated environment. Our commitment to superior service has created loyal partnerships in the financial institution, general agency and independent agency markets one customer at a time. Arcana's outstanding team of professionals, with years of insurance and servicing expertise, has produced long term underwriting profits for its clients and underwriting partners. Our reputation for pro-active and dedicated client services is known industry wide, and with our unique operating and processing platforms, our customers have a clear advantage over their competition. For our E&S division, please click here.
Flood Insurance Services, Inc. was created in response to a vast need for a specialist in the field of flood insurance. Our staff has been trained in all aspects of flood insurance and is available to answer all of your questions. We offer coverages as approved by the National Flood Insurance Program (NFIP) and we are a Write Your Own Agency (WYO). Our mission is to address our customers needs and concerns by delivering the highest quality service and most competitive flood insurance policies available. FISI serves the needs of banks, mortgage companies, credit unions, agents, and other professionals, as well as individual homeowners.
Kistler Financial Insurance Group provides products and services to financial institutions nationwide. For almost 60 years, we have helped lenders protect against collateral losses on a variety of assets, including real estate, conventional and recreational vehicles, watercraft and mobile homes. We also offer a wide range of solutions to support your checking, savings, commercial and home warranty offerings. Our network of "A" rated carriers provides you a range of reliable options to meet all your protection needs. We also offer a number of services to help our financial clients track and manage collateral. Our AIMS system automates tracking and reporting functions, reducing your need for internal paperwork. All of Kistler's products and services offer the flexibility of both Web-based tracking and in-house monitoring options. Our Georgia-based home office team works closely with our customers (and yours), providing tailored solutions that produce total satisfaction for all parties concerned. We're the strong, experienced partner you can always count on.
Since inception, NFS has specialized in servicing all aspects of flood insurance with our primary focus in two areas: To provide insurance companies the ability to offer flood insurance to their agency force. Develop and maintain systems and personnel to facilitate processing flood insurance policies, comply with FIA/NFIP statistical reporting requirements, and supply NFS Customer Service Representatives with instantaneous access to agency and underwriting information. The most distinguishing feature of NFS is the fact that we are an "insurance management organization" versus a "computer service" operation. Staffed by experienced insurance professionals with various agency and company backgrounds, we bring a unique level of service to the flood insurance industry. NFS is not owned by or affiliated with any one insurance company. We are a wholly owned subsidiary of Fiserv, Inc. Our nationwide Service Center is located in Kalispell, Montana. This location provides company, agency and policy holder services to all of our clients. We also maintain a processing facility in Deerfield Beach, Florida. We are quite pleased that our annual growth in terms of client relationships, policy growth and premium revenues has consistently outpaced insurance industry averages. This has required us to continually expand our facilities, staff, and to upgrade our information systems technology and claims processing capabilities. Through this process, we are able to provide you with the absolute best and latest technology and training available to service your flood insurance needs.
The Telcom Insurance Group is dedicated to providing every NTCA member system with the best possible property and casualty coverage program at a fair price. We will support NTCA, our sponsor, through our participation in, and promotion of, Association programs. We will strive to exemplify the highest standards of integrity, excellence in personalized customer service, and leadership in offering specialized, telecommunications-specific coverage packages. We will partner with our fellow members by providing educational programs designed to assist them in their quest to protect their corporate assets and provide stability for the corporate entity through a variety of insurance risk management programs. Achieving success in these areas will fulfill the mission of the NTCA originators and NTC shareholders by. . . "Bettering the World of Commercial Insurance for Rural Telephony. . . One NTCA Member at a Time."
Torrent Technologies enables insurance companies to earn risk-free revenue by facilitating their participation in the National Flood Insurance Program's ("NFIP") Write Your Own ("WYO") program. We are committed to providing fresh technologies and focused, flexible services that will ensure our client-companies have the best flood insurance product available on the market. Torrent Technologies has developed a state-of-the-art flood insurance policy processing and claims administration system (TorrentFlood®) to offer a fresh solution to the flood insurance industry. TorrentFlood® is designed to accommodate flexible servicing strategies that allow us to offer clients unparalleled ease-of-use and customer service, while reducing overall servicing costs and fees. As your flood insurance servicing partner, we strive to provide technologies and services based on your requirements, which enable you to strategically and effectively grow your flood insurance book of business. We accomplish this by giving you a broad spectrum of solutions when you outsource your flood insurance business to us. Specifically, we intend to give you a choice of flexible servicing options that more closely fit the way you do business. Key elements of Torrent's product and services offering include: * 100% Browser-based Online Flood Insurance Administration System
http://www.highwaterinsurance.com
Highwater Insurance provides the same flood insurance policies as all other agents but at a lower final price. We accomplish this by rebating a percentage of our commissions. This money saving rebate helps you keep more of your hard earned money! Since we only specialize in flood insurance, this means that we will not try to market other insurance or services to you. You will not be bothered with "add-on" policies or commissioned agents trying to sell you additional services you don't want or need. Highwater insurance is a Florida flood insurance agency that provides flood policies to cover: , Your home , Your condominium , Your apartment , Your manufactured home or mobile residence , Your commercial structure Contact Highwater Insurance if you need a new flood insurance policy or if your current policy is renewing. We can provide you with the same coverage, better service and a money saving rebate! Contact us by email at contact@Highwaterinsurance.com or simply call toll free 1-877-850-4140. Get The Coverage You Need To Protect Your Home BEFORE A Disaster Strikes!
Cravens Warren, founded in 1946, has been serving the insurance needs of Texans for 62 years. We are a full service agency, representing numerous insurance companies for Personal Lines, Commercial Lines, Surety Bonds, and Life & Health Insurance. We are locally owned and operated with over 25 experienced professionals dedicated to taking care of our customers' needs. We are large enough to provide a full range of products and services, but not so large as to forget to attend to each client individually. Cravens/Warren pledges to always put your needs and interests above our own, and to maintain the highest standards of professionalism and integrity. By doing so, we have enjoyed long term relationships with very satisfied customers. Cravens/Warren knows that any agent can sell insurance. By specializing, we not only are able to provide coverage, we know exactly what types of exposures you face. We have comprehensive programs that minimize gaps in your coverage, and we offer them at very competitive prices. Additionally, our 60 year history shows that we are here to back you up. The Agency works hard at taking a "team approach" in assessing and managing the risks of its insureds. As a member of the risk management team, the Agency reviews new risk management methods and techniques, monitors the changing Texas insurance climate and aids insurance companies in the development of both new and current programs. The active involvement of the Agency in the insurance market exemplifies its dedication to meeting the needs of its insureds. Cravens/Warren is a proud member of Combined Agents of America, LLC. These agents share a common commitment to strengthening the independent insurance agency system through profitable growth, quality and service.
Sihle Insurance Group is a Full-Service Independent Insurance Agency committed to maintaining the highest standards for the products and services we offer. Founded in 1974, we believe our high ethical standards, quality staff and superior service have been key factors in the growth of the agency to our current 5 locations with over 100 employees. Our growth continues today with our new 40,000 square foot office building in Altamonte Springs which is scheduled to be completed in 2007. The level of service our customers have come to expect can only be delivered by a staff of dedicated agents and customer service personnel, and at Sihle Insurance Group our agents and staff are all highly qualified and experienced. In addition, our over 19,000 customers benefit from the very broad and comprehensive coverage offered by the impressive list of leading insurance companies we represent. Many are household names insuring "Main Street USA", and others are cutting edge innovators, poised to provide the coverage needed for our increasingly complex and high tech world. All of them are industry leaders in their chosen specialties. Whether your needs are business or personal, insurance or financial, we have the staff and products to serve you.
No. Western Mutual only offers earthquake coverage in addition to a Homeowners Insurance Policy or our Dwelling Fire Policy. All insurance providers who offer homeowners coverage to California consumers are required by law to make earthquake insurance available as well. The Western Mutual Insurance Group offers a Basic Earthquake Policy, which carries a 15% deductible. Western Mutual also offers earthquake coverage as an endorsement for its Preferred Homeowners Insurance policyholders in Colorado, Nevada, New Mexico, and Utah. What is a CEA policy? In 1996, the California Legislature established the California Earthquake Authority (CEA) as a privately financed, publicly managed entity to help California residents protect themselves against earthquake loss. The CEA policy is written in an industry "pool" which in the event of a major earthquake is going to rely on a variety of financial resources to compensate insured individuals for losses - bonds, reinsurance, assessments on insurers, as well as premiums from, and assessments against, policyholders. If the amount authorized by the Legislature in creating this CEA pool is not sufficient to pay all losses, policyholders could receive only a pro-rata portion of their loss in the event of a large earthquake. Western Mutual and Residence Mutual do not participate in the CEA pool. We offer private earthquake insurance to our homeowners policyholders, which is backed, among others, by GMAC RE, an AM Best rated 'EXCELLENT' reinsurance company. Do you offer other coverages such as auto, life insurance and umbrella? No. Western Mutual only offers preferred homeowners insurance, dwelling fire insurance, condominium owners insurance, earthquake insurance and flood insurance options. Specializing in only home insurance helps Western Mutual offer lower rates, while maintaining its high quality homeowners' services. What premium credits do you offer? Western Mutual offers several premium credits - some of which relate to a new home purchase or its security features. Does my homeowners policy cover flood? Homeowners policies do not cover flood damage. If you have homeowners policy with us, you can get a flood quote by calling us directly at 1-800-234-2114.
The Van Dyk Group is a firm of proven professionals and caring and conscientious people; the kind of people you can depend on. Our primary objectives are: to be honest and fair in all our dealings, to be interested in people and their problems, to treat the client's needs as though they were our own. We have a commitment to maintain a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients.
At ZC Sterling, we offer a multitude of exciting opportunities throughout the United States that will challenge your abilities, expand your skills and reward your contributions in an atmosphere that encourages both personal and professional growth. We offer competitive compensation, excellent benefits, and a positive work environment designed around the philosophy of mutual respect and the challenge of contributing to the continued success of our organization. We employ over 1,200 individuals with headquarters in Atlanta, Georgia and operations in California, Florida, Iowa, Nebraska, New Mexico, North Carolina and India. As you make your way through our website, you will learn about our opportunities and the many ways we sustain the individuality, development, and wellness of our employees. Qualified candidates are encouraged to apply and discover the future that awaits you at ZC Sterling!
http://www.libertyamerican.com
Liberty American Insurance Group has specialized in Personal Insurance Programs for over 35 years. Our company is focused on meeting the needs of our policyholders and providing agents with the tools and resources that make doing business with LAIG fast and easy. We hope you will find this website a valuable resource for information, and a key link to doing business with Liberty American Insurance Companies. We would like to welcome our customers, agents, and guests. For information about claims please visit our Claims Resource Center.
http://www.bankersinsurance.com
Founded in 1976, Bankers Insurance Group has grown from a small local company to a diverse corporation known for its innovative insurance products and superior customer service. Headquartered in St. Petersburg, Florida, Bankers is strongly rooted in the Southeast, with the specialized experience and geographic focus of a major regional carrier. At the same time, Bankers offers its policyholders and agents the broad-based expertise and technological resources of a national company doing business in more than 30 states. Over the years, we've built a knowledgeable, experienced staff of insurance professionals who share our dedication to providing our insureds with superior customer service. We view our agents as full partners in our business. We grow, we succeed, and we profit together. That's why we're committed to providing the best service and support the industry has to offer. For homeowners, business owners, individuals and families, Bankers Insurance Group is a reliable partner in protecting both property and peace of mind.
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