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Housing counseling

MaineStream Finance

http://www.mainestreamfinance.org

MaineStream Finance, Inc. is a Community Development Financial Institution established in November of 2000. It is a private nonprofit corporation dedicated to promoting community development through financial training and financing activities that will specifically benefit low and moderate-income residents of Maine. MaineStream Finance provides Maine residents with business training, business counseling, business loans and business networking opportunities, homebuyer education, home loans and forgivable downpayment assistance loans. These training, counseling and loan programs aim to eliminate or alleviate poverty and create individual wealth through financial literacy, business start up, job creation and homeownership. MaineStream Finance actively identifies public and private resources and community partners to work together to accomplish this goal.

  • 12/8/2013
  • 7
  • 0

Florence Housing Authority

http://www.flohousing.org

Florence Housing Authority is an important and necessary public agency. The Authority currently houses or provides assistance to 2,800 people, which is approximately 8% of the city's population. In the fiscal year 1996, Florence Housing Authority contributed directly $5,616,640.83 to the local economy. The Authority is 100% federally funded, but was established under state law. The Mayor of Florence appoints the five-member Board of Commissioners. Currently, the Authority has 28 employees divided equally between maintenance and administration. Many programs are offered and supported by the Authority for residents of all ages, such as the Northwest Alabama Community Health Clinic, West Way Child Development Center, Boys and Girls Clubs of Northwest Alabama, Senior Services Center at Handy Homes, Senior Food Program at Magnolia Gardens II, Summer Food Program and Public Transportation System. There has also been a concentrated effort to improve the Authority's apartments through annual modernization projects. The Authority has spent in excess of $4.6 million to upgrade its apartments and grounds over the last five years. This has included total rewiring of all apartments, new bathrooms, kitchens, interior and exterior doors, refrigerators and ranges, washer and dryer connections, and handicap accessibility. Finally, the Authority has been designated a "high-performing" housing authority by HUD for eleven consecutive years. This is the entire time the public housing management assessment program has been in operation. This program measures all areas of the Authority's operation from accounting to maintenance to resident services to vacancy rates. The Authority is fortunate to have a trained and dedicated staff and an involved and knowledgeable Board of Commissioners. Our mission statement is "Provide safe, well-maintained, decent and affordable housing and social services to low-income families, senior citizens and disabled persons in a fair, respectful, progressive and professional manner," and we strive to maintain this level of service every day.

  • 12/8/2013
  • 12
  • 0

Belmont Shelter Corp.

  • 12/8/2013
  • 7
  • 0

Lydia's House

  • 12/8/2013
  • 9
  • 0

NCALL Research , Inc.

http://www.ncall.org

NCALL is an IRS designated 501c-3 nonprofit organization based in Dover, Delaware that specializes in affordable housing development, education and lending. As an intermediary working on the Delmarva Peninsula, NCALL assists locally based nonprofits to develop multi-family housing projects, mostly apartments, through a variety of development services such as financial packaging, asset management, and organizational development. A USDA contract to provide Regional Self-Help Housing Technical and Management Assistance enables NCALL to assist and train organizations interested in or already operating self-help, sweat equity, homeownership programs throughout a 21 state service area including the northeast and north central portion of the nation. As a direct service provider, NCALL offers homeownership counseling, financial literacy and default and foreclosure programs to the public. NCALL's Loan Fund provides financial products to aid housing development and to enhance the capacity of nonprofit housing organizations. NCALL is an affiliate agency of the United Way of Delaware. NCALL is also a charter member of NeighborWorks America. The organization is certified by HUD as a Housing Counseling Agency. NCALL is also designated as a Community Development Financial Institution (CDFI) and a Community Development Entity (CDE) by the U. S. Department of Treasury. All certifying organizations do regular management/fiscal/program reviews. NCALL has been in business serving the Delmarva Peninsula since 1976. NCALL is a high production organization with measurable outcomes and substantial community impact. The organization has a well trained staff, an engaged and active Board of Directors, a history of tackling difficult housing issues, a collaborative orientation, and a businesslike manner of operations. Please see the "Publications" section of this website for a brochure or 2007 Annual Report.

  • 12/8/2013
  • 7
  • 0

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